Bar, Bar Municipality, Montenegro. - Hero Image

Bar

Bar | Bar Municipality

Where Courtyards

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Chestertons Global Team

Presented At

€2,200,000

Bedrooms

Bathrooms

Living

3,768

SQFT

Cinema

Bar

Terrace

Parking

Garden

Balcony

Pool

Water View

Mountain View

Privacy

Investment Property

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Bar

Bar | Bar Municipality

Bar, Bar Municipality, Montenegro. , Bar , Bar Municipality

Luxurious three-storey villa with a large yard

Located in the picturesque village of Ratac, this exclusive three-storey villa offers the best of both worlds

a serene and secluded holiday, at the same time conveniently close to all the attractions and infrastructure of the city of Bar.

Located 4 km from the center of Bar and only 2 km from the Sutomor promenade, this villa is the ideal place to stay. The villa has a modern design with clean lines and sophisticated finishes. 1st floor: large living room with dining area and kitchen, large bathroom. 2nd floor: 3 bedrooms, each with its own bathroom 3rd floor: two rooms (each with its own bathroom) During the construction of the villa, special attention was paid to the materials of construction. Inside the house, everything is equipped with Spanish ceramics, there is underfloor heating. Construction is in its final stages, so there is still room to make small changes and customize the house to your liking. The villa also has potential for expansion with the possibility of adding two additional floors. In the yard there is a large parking lot, swimming pool, barbecue area and plenty of free space to create your dream outdoor oasis. The villa is located on a large plot of land, surrounded by a small forest and decorated with palm trees and many other trees, which creates an atmosphere of privacy and seclusion. This villa, located just 150 meters from the wild beach, will be a paradise for nature lovers. This exclusive villa is not only a beautiful and comfortable home, but also a smart investment. Don't miss your chance to own this stunning villa in a one of a kind location surrounded by nature.

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3D Street View Tour

Property Location

Bar, Bar Municipality, Montenegro., Bar Bar Municipality

Local Weather & Climate

Bar, Bar Municipality

Current Conditions Updated recently

47 °F

Broken clouds

Feels Like 46°F

Humidity 73%

Wind 3 mph

Visibility 6.2 mi

Sunrise 5:58 AM

Sunset 3:56 PM

5-Day Forecast

Sat 31 Jan

Rain

High 49°

Low 47°

Sun 1 Feb

Clouds

High 51°

Low 44°

Mon 2 Feb

Clouds

High 46°

Low 42°

Tue 3 Feb

Clouds

High 50°

Low 43°

Wed 4 Feb

Clouds

High 57°

Low 50°

Annual Climate Based on last 12 months

58° Avg Low

Jan

71° Avg High

Aug

146 Rainy Days

per year

Arid

Semi-Arid

Moderate

Wet

72.6" Annual Rainfall

Wet climate

❄

4 Snow Days

per year

Monthly Temperatures

Jan

53°

42°

Feb

56°

46°

Mar

61°

47°

Apr

68°

54°

May

74°

60°

Jun

86°

71°

Jul

89°

74°

Aug

93°

77°

Sep

84°

68°

Oct

70°

57°

Nov

61°

51°

Dec

58°

46°

Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Bar?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Eurozone. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Eurozone tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$2,200,000

Bar, Bar Municipality, Montenegro.

Bar, Bar Municipality

5 Beds

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Market Opinion

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Our perspective on current market conditions in Bar. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $220,000,000 20% down ($44,000,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$18,905/day

Your home may appreciate while you sleep

$132,695/week $575,013/mo $6,900,160/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$121.1M

+$171.7M

$171.7M Potential Equity

vs $121.1M lost to rent over 10 years

$44.0M Down Payment Growth

3.9x

10yr

$171.7M

8.1x

20yr

$355.5M

12.6x

30yr

$555.6M

Wealth Comparison

×1,323

Equivalent to 1,323 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $555.6M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $259.1M +18%

Market $299.6M +36%

Optimistic $345.7M +57%

$171.7M est. equity

20 Years

Conservative $305.1M +39%

Market $408.0M +85%

Optimistic $543.3M +147%

$355.5M est. equity

30 Years

Conservative $359.3M +63%

Market $555.6M +153%

Optimistic $853.8M +288%

$555.6M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Bar, Bar Municipality, Montenegro have?

This house at Bar, Bar Municipality, Montenegro features 5 bedrooms with 3,768 square feet of living space.

What is the size of Bar, Bar Municipality, Montenegro?

This property offers 3,768 square feet of living space.

What is the listing price for Bar, Bar Municipality, Montenegro?

This property is listed at $220,000,000, which equals $58386 per square foot.

Is now a good time to buy a home in Bar?

Based on current market indicators, Bar shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What is the climate like in Bar?

Bar features a pleasant climate. Average temperatures range from 58°F in winter to 71°F in summer. The area receives approximately 72.6 inches of precipitation annually. There are about 146 days with rain throughout the year. Expect around 4 days with snow. This climate information can help you plan for seasonal activities and energy costs.

What are the best months to visit or move to Bar?

Bar tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.

What type of property is Bar, Bar Municipality, Montenegro?

This is a house located in Bar, Bar Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.